Officials in the Shannonside region are urging people to think carefully before borrowing from moneylenders.
The advice comes from Leitrim Citizens Information Service ahead of the Christmas period.
The group warns that many people get into financial trouble because of the pressure to spend big at this time of year
The Irish Money Advice and Budgeting Service offers free, confidential support to those in difficulty.
Sinead Conefrey from the Leitrim Citizens Information Service is encouraging people to reach out for help: