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Longford and Roscommon deemed most affordable counties for first-time home buyers

Aug 24, 2025 13:41
By Shannonside News
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Longford and Roscommon deemed most affordable counties for first-time home buyers

The research shows that six counties now require salaries above 80 thousand euro to qualify for a mortgage.

Longford and Roscommon are the most affordable counties in the country for first-time home-buyers.
That's according to new research by Chill Insurance, which found that no county is affordable for a single buyer on the national median salary of just over 43 thousand euro.

The study, which compared median first-time-buyer home prices in every county with median local incomes, applying Central Bank limits, revealed the top five least affordable counties in the country for first time home-buyers are all in Leinster.
It also shows that six counties now require salaries above 80 thousand euro to qualify for a mortgage.
Dublin is the steepest, with an income of over 100 thousand required, followed by Wicklow, Kildare, Meath, Louth and Cork.
Karl Deeter of Irish Mortgage Brokers, says there needs to be an agenda to drive down prices by having more output of housing:

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